Tornpaper Effect
Tornpaper effects has been really popular lately! You can actually make this effect in paint as well:)
Step 1: Start by finding a picture you want to use. I'll be using
this picture.
Step 2: Use the
Freehand selection tool, which looks like this

. Start making a marking around the edges of the picture. Make sure it looks like it has been torn. Here's how mine looks:
Step 3: Now everything that is left is to decorate the layout and you're done!:)